Agentic Payments lets AI agents handle payments on their own. It uses cryptographic signatures and multi-agent consensus to keep transactions safe. This is perfect for businesses that want AI assistants to buy things, manage budgets, or approve high-value purchases.
Agents can create Active Mandates with spending limits, time windows, and merchant rules. They sign payments with Ed25519 keys so nobody can tamper with them. For big amounts, a group of agents must agree using Byzantine consensus.
Real uses include AI shopping bots with weekly budgets, robo-advisors executing trades, and enterprise teams where multiple agents must approve a payment. The system tracks every step from authorization to capture and can instantly revoke a mandate.
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